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Horizon Card Services Horizon Gold Credit Card

Best Credit Card Offers Even If You Have No Credit

Today there are a lot of people with no credit history who think that they cannot qualify for credit cards. It is a wrong assumption. Though it is true that you need to have credit score to get a plastic, there are banks and credit card companies that take care of customers with no credit history and have special credit card offers for them.

  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $500.00!* (subject to available credit).
  • Must have Active Debit Card or Credit Card to qualify.
  • $500 Credit Limit.
  • No Credit Check.
  • USAA Bank products are only available to military members, veterans who have honorably served, and their eligible family members.
  • Best for members rebuilding or establishing credit.
  • It´s a real credit card - not a debit or prepaid card.
  • Shop Brand Name Electronics.
  • No Turn Downs.
  • Credit Limit of Up To $3,500.6
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Have No Credit and Apply for a Credit Card?

There might be 2 reasons why you are looking for no credit card: either you have a very short payment history or you have never had a plastic of your own. No matter which of these reasons you have, credit cards for people with no credit can be your way out. Though no credit card offers are not so beneficial as the best credit card offers for good or excellent credit score, they can help you to build sufficient credit history.

Mind that no credit rating is not a problem. It is just your chance to make a start. Plastics for no history can help you to do it. They are designed for those people who are creating their financial future. As a rule, such credit products have higher interest rates and fees and lower credit limit. However, they can help you to raise your credit score. At our site you can compare MasterCard and Visa offers for no credit and apply for the one that fits you the most.

Bank Name
Card Name
Credit HistoryAnnual Fee Activation Fee Apply / Details
Next Millennium
Next Millennium
BadSee Terms$0
  • Shop thousands of your favorite brands.
  • Enjoy a $1,000 Credit Line! To purchase popular brand name products exclusively at our online store.
  • No Credit Checks & No Credit Turndowns!
  • We won´t check your credit and you will not be denied for bad credit. Buy Now...Pay Later!
Apply Now!
see details
Fingerhut Credit Account
Fingerhut Credit Account
  • No Annual Fee*.
  • No Over Limit Fee*.
  • Instant Response (Delays may occur depending on application data provided).
  • Apply for Fingerhut Credit today*. Fill out our easy online application.
  • Low Monthly Payments*.
  • Choose From Over 500,000 items.
  • Shop Great Brands at
  • Budget Friendly Payments* with Fingerhut Credit!
  • Get the Credit You Deserve*.
  • We just love saying "YES!"
  • Get $50 off $200 - USE Promo Code NC286. Expires: 3/31/16.
  • *SEE Site for Terms & Conditions.
Apply Now!
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Freedom Gold Card
Freedom Gold Card
BadSee TermsSee Terms
  • $500 Unsecured Credit Limit.
  • Guaranteed Approval*.
  • No Credit Check.
  • No Employment Check.
  • Fast online application.
  • Reports to a Major Bureau.
  • Bad Credit - OK.
  • *See site for details.
Apply Now!
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Best Credit Cards from
Best Credit Cards from
Bad / No$0See Site
  • Limited or No Credit? Apply for a Credit Card Today.
  • 0% Intro APR on Purchases for up to 12 months.
  • Monthly Reporting to major Consumer Reporting Agencies.
Apply Now!
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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable

Bank Name
Card Name
Activation FeeGuaranteed ApprovalCredit CheckBuild Credit Apply Details
Western Union® NetSpend® Prepaid MasterCard®
Western Union® NetSpend® Prepaid MasterCard®
  • Get the power of a NetSpend prepaid card with Western Union® worldwide money transfer.
  • Free direct deposit to help you get your paychecks and government payments up to 2 days faster!*
  • Send WU® money transfers to nearly 500,000 agent locations in over 200 countries and territories on your mobile phone or from the comfort of home.
  • Receive WU® money transfer funds directly onto your card in the online account center.
  • Add cash at over 130,000 reload locations including Western Union®, CVS/pharmacy®, Family Dollar® and participating 7-ELEVEN® locations.
  • Plus: No credit check, late fees, or interest payments because this is not a credit card.
  • *Card issued by MetaBank®, Member FDIC. Terms & conditions apply. Click "Apply Now" for full details and to learn more.
Apply Now!
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Brink′s Money Prepaid MasterCard®
Brink′s Money Prepaid MasterCard®
  • Trust Brink′s with your money. Securing cash and valuables since 1859.
  • Get paid up to 2 days faster with Direct Deposit.
  • Access your money whenever, wherever you are. Use your mobile phone and online Account Center to check your balance, send money, find reload/ATM locations and much more.
  • Let Alerts help you stay connected to your money. Know when your card is used, direct deposit arrives, transaction details and your available balance.
  • Shop securely Online with a Virtual Account so you don′t have to use your card number.
  • Add extra protection for shopping in stores by putting your photo on your card.
  • Earn Cash Back via the Payback Rewards program from restaurants, shops and more.
  • $10 Purchase Cushion When You′re A Little Short.
Apply Now!
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PayPal Prepaid MasterCard®
PayPal Prepaid MasterCard®
See TermsNoNoNo
  • Instantly transfer money from your PayPal Account to your PayPal Prepaid MasterCard!
  • Open an optional savings account currently offering a 5.00% APY for balances up to $5,000 (new)
  • Earn Cash back rewards from specially selected stores, restaurants and more
  • Use free direct deposit and get your paychecks faster
  • Get account alerts on your mobile device or download our App to check your balance and see recent transactions
  • No credit check, overdraft fees or interest charges
  • Safer than carrying cash - use it to pay for everyday purchases
Apply Now!
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Proving Your Credit Worthiness

There is no doubt that if you have no credit history, you will be limited in the choice of plastics. And you won't be able to get one of the cards for excellent credit.

On the other hand, having no score has its advantages. Just imagine that your credit report is clean as a new pin. And you have an excellent opportunity to start afresh, unlike those who have negative points on their reports and who try to get out of debt. Credit cards for no credit can help you to build good credit history.

Credit card offers for no credit are divided into secured and unsecured card offers. Both of these options are available for you. Unluckily, you won't find rewards plastics for this category of customers. Such offers are available only for people with good or excellent score.

Having no credit history means that probably you have just turned 18 and you are at the beginning of your independent financial life. At our site you can find the best student plastics to suit your needs and wishes. These credit products are a powerful financial tool of managing your daily expenditure and paying your academic fees. Just imagine that you have an opportunity have your own money and learn how to manage your finances. Usually, student plastics don't offer a big credit limit. It will keep you from running into debt and damaging your credit score.

Mind that building good credit history is in your hands. Secured plastics can be the first step to achieving your aim. However, one of the disadvantages of these cards is that it requires depositing an amount of money to activate your account. And this deposit will determine your spending limit. On the other hand, this fact can be an advantage of these plastics. The fact is that you won't be able to spend more than you deposited. So, secured credit products can prevent you from getting into huge debt.

One more option for you is to get instant approval plastics. In this case you will be able to receive approval within several seconds after filling out an online application. However, be very attentive when you look through credit card offers.

Apply online for a credit card that you have chosen and prove your creditworthiness. Thus, make your monthly payments on time and regularly to achieve good results. And remember that you will have to pay higher rates and have a lower credit line. All these measures are against the high risk of credit repayment. Strive for your goal and you will be able to benefit from having a card of your dream in the future.

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