Top Prepaid & Debit Card Offers
Prepaid credit cards offer convenience and safety of a credit card, but with no credit check, no interest charges and no risk of taking on debt. Apply for a prepaid debit card and get 100% guaranteed approval. Even if you have bad credit or no credit history!
The Bancorp Bank
mPower™ Visa® Prepaid Card
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The Bancorp Bank
BabyPhat Prepaid Visa® RushCard
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University National Bank
Good2GO Prepaid MasterCard®
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Prepaid Cards: Benefits for Bad/No Credit
Prepaid Visa and MasterCard card offers are a great alternative to cash or a credit card. Obviously safer and more convenient than cash, prepaid cards are also cheaper and less risky than credit products.
Even if you have bad credit or no credit history yet, you can get 100% guaranteed approval. No credit check or bank account required. And you will know your results instantly!
You can even build credit with some of the prepaid Visa and MasterCard cards as they report to major credit bureaus. Another way to build credit with prepaid cards is to activate free bill pay, then pay your rent, utilities, insurance and other bills and your payments will be reported to PRBC, a national credit reporting agency.
| Bank Name Card Name |
Activation Fee | Guaranteed Approval | Credit Check | Build Credit | Apply / Details | |
![]() MetaBank BuyRIGHT Prepaid MasterCard® Card |
$9.95 | Yes! | No | No |
see details |
|
![]() The Bancorp Bank Wired Plastic™ Prepaid Visa® Card |
$9.95 | Yes! | No | No |
see details |
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Prepaid Visa and MasterCard Cards: More Benefits
Reloadable debit cards can help you better control your spending. With prepaid debit cards you cannot spend more than you have. You only spend the amount you deposit to the account. No overspending! No late or over-the-limit fees, no interest charges!
Prepaid debit cards offer you the convenience of electronic payments and easy access to your funds. Use prepaid MasterCard and Visa cards at millions of ATMs and merchants worldwide. Enjoy convenience, protection, acceptance and recognition of Visa and MasterCard cards.
Use your MasterCard or Visa debit card to receive paychecks or benefits. Just set up a free direct deposit. Some pre paid cards waive monthly fee, or give cash bonuses to cardholders who use this free direct deposit option.
Prepaid debit cards offer a wide range of funds reloading options. To add more money you can make a transfer from another credit or debit card, from checking account, direct deposit your paycheck or government benefits. You can make in person deposits at multiple locations, just find one close to you.
Free bill pay option on the best prepaid cards is a good way to simplify managing your bills and save on fees! Use this free feature to pay your rent, utilities, cable, insurance, and more. And as you do so, your payments can also be reported to PRBC, a national credit reporting agency.
Research all prepaid debit cards on this page, choose one that is best for you and apply online! To see more options for limited credit, visit our Fair Credit Card Offers, Bad Credit Card Offers and No Credit Card Offers sections. Consider applying for a Secured Credit Card.

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