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Centennial Gold MasterCard®/Visa
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Credit Tips Center

Most of the best things in life are for free. Visit our "Credit Tips Center" to get a free answer to your questions about credit cards.

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Citi® mtvU™ Platinum Select® Visa® Card for College Students

Citibank
Citi® mtvU™ Platinum Select® Visa® Card for College Students

Apply Online

Card Highlights:

Card Category:

Student

Card Type:

Unsecured

Required Credit Rating:

Bad / No

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles No Cash Points No Charity
Miles Cash Points Charity

About Credit Card:

  • 0% Intro APR for 6 Months.
  • No Annual Fee.
  • Earn 1 ThankYou Points® for every dollar you spend on all purchases.
  • Earn 5 ThankYou Points® for every dollar you spend at restaurants, bookstores, record stores, movie theaters and video rentals stores.
  • Earn 25 ThankYou Points® for paying on time.
  • Earn 250-2,000 ThankYou Points® twice a year for maintaining a good GPA.
  • Redeem points for gift cards, MTV events, and airline tickets.
  • 10% discount at mtvshop.mtv.com and the MTV Store in New York City.

Credit Card Rates

Purchases:

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

13.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

0%

Introductory Period:

6 months

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

see terms

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$1545

45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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