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Discover® Card
Discover® Motiva Card
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Card Highlights:
Card Category: |
Consumer |
Card Type: |
Unsecured |
Required Credit Rating: |
Excellent / Good |
Issuing Country: |
United States |
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Available Rewards:
For explanation of each icon
click here
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| Miles |
Cash |
Points |
Charity |
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About Credit Card:
- 3.9% Intro APR.
- No Annual Fee.
- 5% to 20% Cashback Bonus.
- Earn up to 1% Cashback Bonus on all other purchases.
- Double Cashback Bonus on grocery store purchases in November and December.
- Pay-On-Time Bonus® equal to a full month′s interest added to your Cashback Bonus account.
- Turn your Cashback Bonus into bigger rewards every time you redeem for gift cards from over 100 brand-name Partners Free payment by phone.
- Automatic email reminders when a Payment Due Date is nearing or when a payment has been made.
- Unlimited cash rewards.
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Credit Card Rates
Purchases:
Introductory APR: |
3.9% |
Introductory Period: |
6 months |
Ongoing APR: |
10.99%± |
Default APR: |
28.99% |
Minimum Grace Period: |
25 days |
Minimum Finance
Charge: |
$0.50 |
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Balance Transfers:
Introductory APR: |
3.9% |
Introductory Period: |
12 months |
Ongoing APR: |
10.99%± |
Default APR: |
28.99% |
Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Cash Advances:
Introductory APR: |
n/a |
Introductory Period: |
n/a |
Ongoing APR: |
23.99% |
Default APR: |
28.99% |
Minimum Grace Period: |
n/a |
Minimum Finance
Charge: |
$0.50 |
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Credit Card Transaction Fees
Balance Transfer Fees:
Minimum: |
$10 |
Fee Rate: |
3% |
Maximum: |
$75 |
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Cash Advance Fees:
Minimum: |
$5 |
Fee Rate: |
3% |
Maximum: |
n/a |
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Foreign Exchange Fees:
Minimum: |
n/a |
Fee Rate: |
n/a |
Maximum: |
n/a |
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Credit Card Other Fees
± The Rate and Term Length are subject to change. Please see Terms and Conditions for actual Rate and Term Length.
