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Most of the best things in life are for free. Visit our "Credit Tips Center" to get a free answer to your questions about credit cards.

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Credit Tips Center
Most of the best things in life are for free.

You may possibly find a good credit tip in our database.
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Ex.: How can I become a co-signer?
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Displaying 0 to 10 (of 96 questions) Page:   1 of 10
User Name:
Susanne B. Lee
Date:
September 4, 2006, 5:09 am
Credit card expertWhat fees can a credit card have? Are there any traps?
Answer:
Yes, unfortunately, there may be some "traps" hidden in the fine print, but - if a person doesn't read it attentively.
So, it all depends on you.

Credit-Card-Online-Offer.com wants to warn you of different "catches" the inattentive customer can meet.

Some of them you should know are: low minimum payments can mean high interest or enormous fees.

There is also the risk of late fees or overdraft fees to cardholders who exceed their limits, transaction fees for cash advances or balance transfers and so on.

There may be, as is stated on the site, APR increases or grace periods turned down. The low intro APR is usually short-term. Fixed APR can be raised with as little as 15 days notice to cardholders.

And it's normal since all the cardholders are warned of it. Please be careful.

Be cautious,
Manager of Immediate Credit Card Care,
www.Credit-Card-Online-Offer.com
User Name:
juan ventura
Date:
September 10, 2006, 8:16 am
Credit card expertihave a beacon score of 621, i already have a first premier bank card, can i get a second one, or which card would be better for me? i want to rebuild my credit. thanks,
Answer:
Yes, you can get a second card if you are ready to pay it off accurately. You can apply for a fair credit card of any bank, but be sure you are content with its terms and charges, and you are eligible for this card.

Good luck,
Manager of Immediate Credit Card Care Service,
www.Credit-Card-Online-Offer.com
User Name:
cheryl kelley
Date:
October 14, 2006, 4:06 pm
Credit card expertRequest information on invitation number 0176348695. Need to know the limit. Request $7000.00.
Answer:
Unfortunately, I can't help you, as you should apply to the bank for such information.

Have a nice day,
Manager of Immediate Credit Card Care Service
www.Credit-Card-Online-Offer.com
User Name:
Nancy
Date:
October 26, 2006, 6:39 am
Credit card expertHi, Without a credit history with an annual income of $75,000 minimum due to relocation from Singapore, how can I get a credit card with at least $7,500 credit line to buy a used vehicle? No banks will lend me to get myself an automobile until I have build up credit history.
Answer:
If you are US resident, you are free to apply for one of bad/no credit cards, but the thing is that such cards have low credit limit and the amount you want to lend will not be available. So you can either try to apply to a credit union, or build your credit history first.

Good luck,
Manager of Immediate Credit Card Care Service
www.Credit-Card-Online-Offer.com
User Name:
Bianca
Date:
October 26, 2006, 6:40 am
Credit card expertI am writing to ask what credit card I can apply for with a co-signer to ensure that I can get credit? Thanks for all your help.
Answer:
As a matter of fact, ALL credit cards presented here are available with a co-signer. You just need to choose a credit card you qualify for. To do this, determine the credit score you have. If you have no credit history, see no credit credit card offers or secured credit card offers to select yours.

Best,
Manager of Immediate Credit Card Care Service,
www.Credit-Card-Online-Offer.com
User Name:
Annie
Date:
November 10, 2006, 6:21 pm
Credit card experthow do i apply for this credit card
Answer:
If you want to apply for any card at our site, that fits your credit score and needs, click the link 'Apply NOw" by the card you've chosen and fill out the application form. After that you'll have to wait for approval from the bank and your card to be sent to you.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Mary L.
Date:
November 11, 2006, 1:57 am
Credit card expertI am looking for a credit card for an immediate balance transfer, with a 0% introductory rate, and no balance transfer fee.
Thank you.
Mary L.
Answer:
It's better for you to look through all balance transfer credit card offers we have at our site, as some features of cards may be not quite satisfactory for you (no fee, but high balance transfer interest rate).

Best,
Manager of Immediate Credit Card Care Service
User Name:
irene iraola
Date:
November 13, 2006, 2:15 am
Credit card experthow to enter the activation number i received to apply for visa thru online
Answer:
There should be a web address given in the documents you received from the bank, so you can go to the site, register there and enter the activation number.

Best regards,
Manager of Immediate Credit Card Care Service
User Name:
latosha rutherford
Date:
November 13, 2006, 6:40 pm
Credit card expertI was just approved for a credit card and need my card immediately. How can I contact the the card service immediately if applied through credit land and how do I find out how much I was approved for?
Answer:
You can call the bank issuer of the card for this kind of information, as any data concerning your account, application status or card numbers is not available for us.

Have a nice day,
Manager of Immediate Credit Card Care Service
User Name:
joyce purvis
Date:
November 14, 2006, 3:25 pm
Credit card expertwhere do i enter activation number?
Answer:
You should have a web address to enter your number or a phone number to call and activate your card.

Best regards,
Manager of Immediate Credit Card Care Service
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