Credit card online offer
MetaBank AccountNow® Prepaid Visa®
Home    About    Contacts    Privacy    Terms    Site Map

Credit Tips Center

Most of the best things in life are for free. Visit our "Credit Tips Center" to get a free answer to your questions about credit cards.

Best Credit Cards Balance Transfer Cards Low Rate Card Offers No Annual Fee Cards Instant Decision Cards Business Credit Cards Student Credit Cards
Fair Credit Card Offers Bad Credit Card Offers No Credit Card Offers Secured Credit Cards
Discover Credit Cards Visa Credit Card Offers American Express Credit Cards Mastercard Credit Cards
Cash Back Credit Cards Frequent Flyer Cards Gasoline Card Offers Hotel Rewards Card Deals
American Express Cards Chase Credit Cards Discover® Bank Credit Cards HSBC Bank Nevada Credit Cards MetaBank Cards
Canadian credit card offers UK credit card offers Belgian credit card offers
Credit card deal Compare credit card rates
MetaBank AccountNow® Prepaid Visa®

Credit Tips Center
Most of the best things in life are for free.

You may possibly find a good credit tip in our database.
Insert your question into the search line and push the button.
Ex.: How can I become a co-signer?
Ask Your Question Result
Your name
Notify of answers to e-mail
Your question
Enter Number from Picture: Credit Card Number!

Attention! Asking your question, please keep your private financial information secret. This includes social security number, credit and debit account numbers.
By posting the question you agree to our Terms and Conditions.

Displaying 30 to 40 (of 98 questions) Page:   4 of 10
User Name:
glenn
Date:
December 4, 2006, 4:29 am
Credit card expertI want to find a credit card company that determines late fee from date of postmark not date received. The US mail is too screwed up to deliver anything on time.
Answer:
I think it's next to impossible, as banks usually do not pay ayyention to the date of posting, as your money should be placed to your account within the certain period of time. To avoid late payments, you should post the money several days before the last day of payment period. If you, however, do not want to deal with post, you can use another card (debit or credit) to pay off the balance on your credit card, just transferring the money from one account to another. You can do it via ATM ot official web-site of your bank. By the way, the last way is safer and much faster.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Holly Metzger
Date:
December 5, 2006, 7:59 am
Credit card expertHave lost my card I have paid it off months ago so i had the use of it for the holidays.
I have trouble getting hold of someone by phone,and would like a new one sent to me,what should i do?
Thank you,
Holly A Metzger
9166 Erie Rd
Angola,N.Y 14006
Answer:
You should immediately call to your bank or go there and report of the fact that you lost the card. They will freeze the account first of all. After that they either will give you another credit card (but you'll have to pay for it) or do something else (maybe close this account and open another one). Unfortunately, we can't help you in it, as we have no access to your accounts and credit card balances, as well as to your personal information. Besides, it is only the bank issuer of the card that should be informed of the card loss.

Best,
Manager of Immediate Credit Card Care Service
User Name:
John J Irace Jr
Date:
December 6, 2006, 2:11 am
Credit card expertWhere do I go online to make a payment to my account?
Answer:
If online payment service is available with your credit card, you should go to the official site of your bank and after getting registered there, you'll be redirected to the page for online payments. Besides, you'll be able to see the state of your balance and check up the process of payment. Follow the instructions given there or call customer service if needed.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Linda Dougherty
Date:
December 7, 2006, 9:19 am
Credit card expertJust curious....Is is possible to charge all our household bills on our credit card and pay it off every month instead of paying out of our checking account? So that we can earn rewards on $4,000 per month.
Answer:
If your credit card allows this, of course, you can. Generally, you should send an application asking the bank including household bills to your credit card, that is the payments for them will be taken off this credit card account. But some credit cards have restrictions: you are given rewards for certain type of spendings. Ask your bank for more details. You can also get a special credit card for this sort of spendings.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Antoine
Date:
December 7, 2006, 9:28 am
Credit card expertwhich credit cards have the most money on it?
Answer:
The money available for the cardholder for using as credit is called credit limit, and credit cards which enable you to loan rather much money from the bank, are called high credit limit cards. If you look through terms&conditions of any credit card, you will see that the credit limit available for the certain customer with the credit card depends on the credit history of the customer: the better his credit history is, the higher credit limit is available. So, cards with high credit limit can be found among good and excellent credit cards. Look them through and compare. If you want to apply for any of them, make sure you are eligible for the chosen credit card offer - get your credit history report.


Best,
Manager of Immediate Credit Card Care Service
User Name:
KELLY DEFIO
Date:
December 7, 2006, 3:11 pm
Credit card expertWHAT COMPANY OFFERS A CREDIT CARD THAT REQUIRES A COSIGNER
Answer:
A customer can apply for any good credit card of any bank and after he is approved he can sign another customer as a co-borrower, thus being a cosigner for him or her. So you are welcome to look through our good credit card offers and choose the one that matches your needs best, and fill out an application. Be sure, both co-borrower and co-signer are responsible for the credit, so if one of them fails to fulfill the credit card agreement, the other will have to pay everything. So, both the sides should trust each other and be conscious of their responsibility.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Juan M Arroyo
Date:
December 8, 2006, 4:19 am
Credit card expertYou people took money out of my cheking account this morning why i dont have credit card with you. i need that money in my account
Answer:
Our site has no access to your account or card number and other private information of yours. So the only way to find out why the money has been gone is calling the bank and asking them as soon as possible. Do it as soon as possible, as it may happen to be a case of identity theft. Check up the organization that took out the money and call there to report you didn't deal with them. Also, you can apply to the police, in case this was not a mistake, as identity theft is a crime and is to be prosecuted by law. Good luck!

Best,
Manager of Immediate Credit Card Care Service
User Name:
toni
Date:
December 9, 2006, 2:03 am
Credit card experthow can my 17 year old get a credit card she have a job and can pay the bill because i have no credit
Answer:
Unfortunately, one is not eligible for a credit card until the age of 18. After that one has a right to start building credit score. The first step is to get a bank account, that will enable you to get a secured credit card. A secured credit card requires collateral in the form of bank deposit, it covers the risks instead of very high charges. With a secured credit card you can get a credit limit equal to the bank deposit, but you still have to pay interest. If you fail to make accurate payments, you collateral will be used for payments by the bank itself. But if you pay on time, your money will remain untouched.

Best,
Manager of Immediate Credit Card Care Service
User Name:
david
Date:
December 9, 2006, 11:21 pm
Credit card expertWhat kind of credit card should I apply for with a past bankruptcy and a current 670 score?
Answer:
It depends on how many years have passed since you filed for bancruptcy. If less than 7 years have passed, bancruptcy record is still on your credit report, and you will be approved of no better than bad credit card offers. If 7 years have already passed, you can apply for a credit card according to your current credit score which corresponds to good credit history, so you can get good credit cards.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Chip Ritchie
Date:
December 11, 2006, 8:05 pm
Credit card experthow soon are balance transfers applied to the transferred account
Answer:
It is difficult to say for sure how soon balance transfers are applied to the transferred account, as it depends on your credit card application, credit history and credit card you qualified for. You are likely to find it in terms&conditions of your credit card, or ask the customer service for explanation. Besides, you are welcome to read a number of articles on balance transfers and look through balance transfer credit cards. Hope, this will help you!

Best,
Manager of Immediate Credit Card Care Service
About Us | Contact Us | Privacy Policy | Terms of Use | Site Map
Copyright © 2004-2010
Credit-Card-Online-Offer.com
All Rights Reserved.