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Displaying 40 to 50 (of 96 questions) Page:   5 of 10
User Name:
haresh mahadev gawade
Date:
December 12, 2006, 6:47 am
Credit card experti want a sbi credit card how to apply
Answer:
Unfortunately, we do not carry credit cards of this bank. If you are not US resident, you should apply to the local branch of this bank to get a credit card; if you have US social security number, you can go to the official US web-site of the bank and apply for a credit card there. We can also suggest you to visit our site to estimate our best credit card offers. Maybe, you will choose something appropriate for your needs.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Donna L. Marsella
Date:
December 14, 2006, 11:07 pm
Credit card expertI was sent a preaproved certificate in the mail, and I am unable to find it online. (#1206059766) can you help me?
dolumars50@hotmail.com
Answer:
Unfortunately, we can't help you in any way, as we have no access to your accounts and applications for credit cards - it is only the bank that can inform you of the status of your credit card application. In the letter you received, there should be a web-address or a phone number - something by means of which you can contact the issuer of the pre-approved credit card. If you still unable to find a way to apply for the pre-approved credit card, it should cause suspicion, as it can probably be a scam.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Dustin
Date:
December 15, 2006, 1:11 pm
Credit card experthow long should it take to get a credit card back in the mail
Answer:
The whole procedure is as follows. You apply online for a credit card and, depending on the type of credit card and bank issuer, you receive an approval online or by mail. The approval is sent in several hours up to several business days. After that, you should wait for the credit card to be delivered to you, which can happen within 7-30 days, depending on many factors. Mind it that even if you apply for an instant approval credit card, it doesn't mean you can use your credit card immediately, you should wait until it is delivered and activated.

Best,
Manager of Immediate Credit Card Care Service
User Name:
danielle
Date:
December 18, 2006, 7:15 am
Credit card experti have an acceptance code where can i find that page on the website?
Answer:
If you received an acceptance code, as far as I can guess, you were pre-approved for a credit card. In the letter you have got there should be some contact information, a web-address or a phone number - something that will help you to find the way to activate and use your credit card. If nothing similat can be found, and your attempts to find the bank in the Internet failed, there must have been a scam and you shouldn't pay much attention to this message. If you are interested in good credit cards, you are welcome to look through the best credit card offers at our site.

Best,
Manager of Immediate Credit Card Care Service
User Name:
SHERRISA
Date:
December 18, 2006, 11:19 am
Credit card expertHOW CAN I REBUILD MY CREDIT IF I HAVE BAD CREDIT
Answer:
To rebuild your credit, you should follow several rules. You should always be accurate in payments, never missing them and making more than a minimum payment. Second, you should apply for bad credit cards, that is only for credit card for which you are eligible, to avoid denials. After your score gets higher, better credit cards will be available for you. You are recommended to hold several concurrent credit cards to increase you score, but only if you are able to pay them off. A one more thing - never close unnecessary credit accounts before expiration date - if you don't use them, it's better to wait until they expire on their own.

Best,
Manager of Immediate Credit Card Care Service
User Name:
Dieudonne
Date:
December 18, 2006, 12:22 pm
Credit card expertWhich application allows me to apply for a credit card. because i live in the bahamas and there isnt an option to chose my country in any of the application i looked at so far. please help
Answer:
If you have decided to become a credit card consumer, you are right to use an online free resource for a credit card search and credit card comparison. Besides, you are provided with the online credit card application allowing an instant online credit card approval if you qualify. As to your request,unfortunately, the resource does not offer credit cards for Bahamas. Among the top online credit card offers are credit cards for US citizens, Canada, the U.K. and Belgium. Use the search engine and maybe, you'll find an appropriate credit card deal among the credit cards presented.

Best,
Manager of Immediate Credit Card Care Service
User Name:
kwame
Date:
December 20, 2006, 5:05 am
Credit card expertHow many times can one apply for a credit card in one year
Answer:
In fact, it depends on a number of factors. When you apply for a credit card, the credit card company will inevitably inquire into your financial status so as to decide what credit card they can issue you and whether they can do it or not. Thus, they will examine your annual income and your current credit rating which will help them to make a credit card decision. You can apply for as many credit cards as your credit standing allows you to. If you are in search of a credit card right now, you can go Best Credit Cards and fill out an online credit card application provided.

Best,
Manager of Immediate Credit Card Care Service
User Name:
chris
Date:
January 3, 2007, 8:41 pm
Credit card expertdoes american express help your credit or is a visa or mastercard better ?
Answer:
Actually, it’s a good idea to hold major Visa, Mastercards or American Express as they are the most widely accepted. If you have trouble paying off your credit cards, it might be wise to find a credit card with a low interest rate to use in emergencies. Also, you may want some of your credit cards to be reward credit cards that provide cash back, bonus points or airline miles. Using the right card at the right time will allow you to get something in return from your credit cards. If we were you, we would advise you to apply for Visa credit card offers or MasterCard credit cards. Visa and MasterCard are probably the best credit credit cards you can have. These credit cards are intended both for good and bad credit history. Therefore, it is important to get one of these cards and make regular steady payments to improve your credit rating. If too many negative marks remain on your credit report, or your income is less than $1,000 a month, you can still get a secured version of one of these credit cards. These cards are excellent ways to rebuild your credit rating as well, and are virtually as effective at bolstering your credit as an unsecured card. Remember, however, you’d better review the terms of a card before you apply for it. Such relevant terms are annual fee, low APR, surcharges (extra fees), and length of the grace period. As for American Express credit cards that are only for good credit and require you to pay off the balance each month, are not great credit builders since they are not considered as strong indicators of how well you handle debt.
User Name:
keith kindle
Date:
January 4, 2007, 1:04 am
Credit card expertHow many transfers to pay off all my cards can I make?
Answer:
Your question is not quite clear, so probably you need to know more about the terms and conditions of balance transfer credit cards. According to them, you can normally transfer the balances of no more than 4-5 credit cards onto such a credit card. You should be attentive, as balance transfer cards include balance transfer fees and attention should be also paid to balance transfer APR, as it can differ from the general APR.
A balance transfer credit card, like any other credit card, has a credit limit, and this limit includes the credit amount available with this card and the amount of the transferred balance. In case you transfer more than the credit limit allows, you will be charged an overlimit fee and APR, which are rather high.
So, check your credit history and apply for a balance transfer credit card according to your credit rating, to avoid denial and credit damage, as a consequence.
User Name:
Muruganandam Govindarajan
Date:
January 4, 2007, 6:00 am
Credit card expertHi,
i have applied the credit card 1 month back.Verification and other formalities have finished.but still i have not get the credit card.please let me knoe the status.
Answer:
Sorry, but we are not competent in this question. Our web site's aim is to give a description of the best credit cards online and help you choose a most appropriate one. But we can tell you the following: when you fill out an online credit card application and send it, you are supposed to be notified of your approval within a week. If you have not received a response yet, you might have been denied or there must have been a mistake in the verification process. In both the cases, you need to contact your bank to clear up the question and resolve the problem.

Best,
Manager of Immediate Credit Card Care Service
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