| Displaying 50 to 60 (of 113 questions) | Page: 6 of 12 |
Date:
March 29, 2007, 2:49 am
March 29, 2007, 2:49 am
![]() | what cards and how can I transfer current balances to a no fee no interest balance transfer situation. |
Answer:
It's possible to transfer the higher-interest credit card balances onto a credit card with a lower interest rate with balance transfer credit card offers.
At our site we present balance transfer credit cards only for customers with good or excellent credit. Unfortunately, we do not know the information about your credit. Therefore we cannot advise you the exact credit card. If you have bad or fair credit you need to apply to the site of our partners. But not all bad or fair cards are available for balance transfer. We advise you to read about Capital One Platinum card with no annual fee and no balance transfer fees.
At our site we present balance transfer credit cards only for customers with good or excellent credit. Unfortunately, we do not know the information about your credit. Therefore we cannot advise you the exact credit card. If you have bad or fair credit you need to apply to the site of our partners. But not all bad or fair cards are available for balance transfer. We advise you to read about Capital One Platinum card with no annual fee and no balance transfer fees.
Date:
March 25, 2007, 9:44 am
March 25, 2007, 9:44 am
![]() | Dear Premier Bank. I am notifiing you that I am now Using yhis card. Let me know if there is anyother information I need? |
Answer:
Unfortunately, we are not a financial intitution, a bank or a bureau, so we can't give you any further information. Our job is to provide you with the detailed information about credit cards from different credit card companies of the USA, the UK and Canada as well as to help you to choose the suitable card and to advise how to build your credit history. I can advise you to contact the bank and get all the information there.
Date:
March 13, 2007, 8:48 am
March 13, 2007, 8:48 am
![]() | I am looking for a credit card that has a low or NO transaction fee for cash advances, Is there such a card? |
Answer:
If you look through the details of credit card at our site - either bad credit cards or excellent credit cards, you will see that most of them (practically all of them) imply transaction fees for cash advances. It is 3% of the cash advance amount and at least 5 dollars without maximum indicated.
The reason why taking cash advances is so expensive consists in the fact that they are considered to be of much risk for the bank. Non-cash form of credit is safer for the bank, so the customers are charged fr cash advances.
The reason why taking cash advances is so expensive consists in the fact that they are considered to be of much risk for the bank. Non-cash form of credit is safer for the bank, so the customers are charged fr cash advances.
Date:
March 13, 2007, 7:53 am
March 13, 2007, 7:53 am
![]() | How many transfers to pay off all my cards can I make? |
Answer:
Your question is not quite clear, so probably you need to know more about the terms and conditions of balance transfer credit cards. According to them, you can normally transfer the balances of no more than 4-5 credit cards onto such a credit card. You should be attentive, as balance transfer cards include balance transfer fees and attention should be also paid to balance transfer APR, as it can differ from the general APR.
A balance transfer credit card, like any other credit card, has a credit limit, and this limit includes the credit amount available with this card and the amount of the transferred balance. In case you transfer more than the credit limit allows, you will be charged an overlimit fee and APR, which are rather high.
So, check your credit history and apply for a balance transfer credit card according to your credit rating, to avoid denial and credit damage, as a consequence.
A balance transfer credit card, like any other credit card, has a credit limit, and this limit includes the credit amount available with this card and the amount of the transferred balance. In case you transfer more than the credit limit allows, you will be charged an overlimit fee and APR, which are rather high.
So, check your credit history and apply for a balance transfer credit card according to your credit rating, to avoid denial and credit damage, as a consequence.
Date:
March 12, 2007, 8:03 am
March 12, 2007, 8:03 am
![]() | what is the benefit of balance transfer What si balance transfer?If my HSBC account Limit is 1000 and my another card having to deposite 5000 from this card through balance transfer?Can i do it?whats its process fees? |
Answer:
Balance transfer is a service available with a number of credit cards by different banks, which enables the customer to move the balance from the current credit card with a higher APR or charges on to a new credit card with lower fees and interest rates. A balance transfer credit card, like any other credit card, has a credit limit, so you can't transfer an amount exceeding the credit limit, as over-the-limit fees will be applied. Thus, the credit limit of a balance transfer credit card includes the amount available with this card and the transferred balance.
There are balance transfer cards for fair, good and excellent credit, they differ in balance transfer fees, APR for balance transferred and the number of rewards. Balance transfer fees vary (depending on the credit history of the customer) from 0 to 3-5%, and the APR from 0% to 10-15%.
There are balance transfer cards for fair, good and excellent credit, they differ in balance transfer fees, APR for balance transferred and the number of rewards. Balance transfer fees vary (depending on the credit history of the customer) from 0 to 3-5%, and the APR from 0% to 10-15%.
Date:
March 6, 2007, 7:55 am
March 6, 2007, 7:55 am
![]() | I recieved an offer in the mail for a platinum mastercard, but when I go online I cant find the offer Hi, Just wanted to verify the credibility of an offer from Washington Mutual . 0% fixed APR on balances transferred till March 2008and 9.9% on purchases. This is a Visa card.No annual fee . I want t transfer card balance from Capital One 14% APR. I would like to get away from this company . My credit is history is in the Fair range |
Answer:
If the credit card that interests you is among the credit card offers presented at our site, you can look through the terms and conditions of this card and fill out an online application for it, since we provide links to the official sites of the banks. If you are interested in the credibility of the offer or need some details, you should contact the bank, making a toll-free call or visiting its official site.
To make sure that this or that credit card offer exists and has the indicated terms and conditions, you should also call the bank or look it up at the official site, as terms and conditions are subject to change or the term of some credit card offers can expire.
To make sure that this or that credit card offer exists and has the indicated terms and conditions, you should also call the bank or look it up at the official site, as terms and conditions are subject to change or the term of some credit card offers can expire.
Date:
March 5, 2007, 7:38 am
March 5, 2007, 7:38 am
![]() | look, this is the second message in 2 weeks seeing as the first one wasn\'t answered but fine. i need to know what\'s going on with the card i signed up for, 150 dollars got taken from my account and i want to know where my card is |
Answer:
If you applied for a credit card, having read all the terms and conditions and having agreed with them, you should expect to receive the credit card according to the terms and conditions. If something goes wrong or you are not satisfied with way the bank fulfills the agreement, you should contact the bank and file a claim.
Our site's aim is to help the customers be in the know of the credit card offers existing nowadays and provides tips for building a good credit history. We do not issue credit cards and do not deliver them, so in any case you should contact the bank as soon as possible to solve the problems.
Our site's aim is to help the customers be in the know of the credit card offers existing nowadays and provides tips for building a good credit history. We do not issue credit cards and do not deliver them, so in any case you should contact the bank as soon as possible to solve the problems.
Date:
March 5, 2007, 7:10 am
March 5, 2007, 7:10 am
![]() | How do I pay my bill online? |
Answer:
To make an online payment for a credit card you should first of all make sure your bank provides online banking service. That means your bank should have the official site where you can get registered and after you are redirected to your personal page at the site, you can enter the required information (credit card number, your name and security code etc), and the transaction is carried out online, so in several minutes the money will be on your account.
Most banks today have this service and paying online is safer and faster than paying by mail order. Sites of the kind are protected against identity theft by means of special techologies.
You can also pay by means of an ATM.
Most banks today have this service and paying online is safer and faster than paying by mail order. Sites of the kind are protected against identity theft by means of special techologies.
You can also pay by means of an ATM.
Date:
February 26, 2007, 6:22 am
February 26, 2007, 6:22 am
![]() | does american express help your credit or is a visa or mastercard better ? |
Answer:
Actually, it’s a good idea to hold major Visa, Mastercards or American Express as they are the most widely accepted. If you have trouble paying off your credit cards, it might be wise to find a credit card with a low interest rate to use in emergencies. Also, you may want some of your credit cards to be reward credit cards that provide cash back, bonus points or airline miles. Using the right card at the right time will allow you to get something in return from your credit cards. If we were you, we would advise you to apply for Visa credit card offers or MasterCard credit cards. Visa and MasterCard are probably the best credit credit cards you can have. These credit cards are intended both for good and bad credit history. Therefore, it is important to get one of these cards and make regular steady payments to improve your credit rating. If too many negative marks remain on your credit report, or your income is less than $1,000 a month, you can still get a secured version of one of these credit cards. These cards are excellent ways to rebuild your credit rating as well, and are virtually as effective at bolstering your credit as an unsecured card. Remember, however, you’d better review the terms of a card before you apply for it. Such relevant terms are annual fee, low APR, surcharges (extra fees), and length of the grace period. As for American Express credit cards that are only for good credit and require you to pay off the balance each month, are not great credit builders since they are not considered as strong indicators of how well you handle debt.
Date:
February 19, 2007, 5:24 am
February 19, 2007, 5:24 am
![]() | Is there a credit card there I can get for emergencies? |
Answer:
No one really wants to dwell on the possibility of an emergency, but being prepared for an emergency is much better than being broadsided by one without any financial resources at your disposal. At Credit-Card-Online-Offer.com, there are the best credit card offers for the cases of emergency. But first and foremost you are to take a look at your current credit cards and see if you can pay any credit card off in the near future. If not, consider applying for a low-interest credit card and put it aside to be used for emergency purposes only. Along with occasional purchases the no annual fee credit card is a handy source of credit in case of emergencies. It provides all the convenience and security.In addition, before applying for a credit card for emergencies, you are to study all the terms and conditions of the card with great intent. And then you should choose a credit card that has less annual fee and cash back that is better for you than points for spent money.
Best,
Manager of Immediate Credit Card Care Service
Best,
Manager of Immediate Credit Card Care Service
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