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The Bancorp Bank BabyPhat Prepaid Visa® RushCard
Displaying 70 to 80 (of 113 questions) Page:   8 of 12
Date:
December 22, 2006, 5:23 am
Credit card expertWhere do I go online to make a payment to my account?
Answer:
If online payment service is available with your credit card, you should go to the official site of your bank and after getting registered there, you'll be redirected to the page for online payments. Besides, you'll be able to see the state of your balance and check up the process of payment. Follow the instructions given there or call customer service if needed.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 22, 2006, 4:25 am
Credit card expertJust curious....Is is possible to charge all our household bills on our credit card and pay it off every month instead of paying out of our checking account? So that we can earn rewards on $4,000 per month.
Answer:
If your credit card allows this, of course, you can. Generally, you should send an application asking the bank including household bills to your credit card, that is the payments for them will be taken off this credit card account. But some credit cards have restrictions: you are given rewards for certain type of spendings. Ask your bank for more details. You can also get a special credit card for this sort of spendings.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 22, 2006, 4:20 am
Credit card expertwhich credit cards have the most money on it?
Answer:
The money available for the cardholder for using as credit is called credit limit, and credit cards which enable you to loan rather much money from the bank, are called high credit limit cards. If you look through terms&conditions of any credit card, you will see that the credit limit available for the certain customer with the credit card depends on the credit history of the customer: the better his credit history is, the higher credit limit is available. So, cards with high credit limit can be found among good and excellent credit cards. Look them through and compare. If you want to apply for any of them, make sure you are eligible for the chosen credit card offer - get your credit history report.


Best,
Manager of Immediate Credit Card Care Service
Date:
December 22, 2006, 4:14 am
Credit card expertWHAT COMPANY OFFERS A CREDIT CARD THAT REQUIRES A COSIGNER
Answer:
A customer can apply for any good credit card of any bank and after he is approved he can sign another customer as a co-borrower, thus being a cosigner for him or her. So you are welcome to look through our good credit card offers and choose the one that matches your needs best, and fill out an application. Be sure, both co-borrower and co-signer are responsible for the credit, so if one of them fails to fulfill the credit card agreement, the other will have to pay everything. So, both the sides should trust each other and be conscious of their responsibility.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 22, 2006, 4:10 am
Credit card expertYou people took money out of my cheking account this morning why i dont have credit card with you. i need that money in my account
Answer:
Our site has no access to your account or card number and other private information of yours. So the only way to find out why the money has been gone is calling the bank and asking them as soon as possible. Do it as soon as possible, as it may happen to be a case of identity theft. Check up the organization that took out the money and call there to report you didn't deal with them. Also, you can apply to the police, in case this was not a mistake, as identity theft is a crime and is to be prosecuted by law. Good luck!

Best,
Manager of Immediate Credit Card Care Service
Date:
December 18, 2006, 7:40 am
Credit card experthow soon are balance transfers applied to the transferred account
Answer:
It is difficult to say for sure how soon balance transfers are applied to the transferred account, as it depends on your credit card application, credit history and credit card you qualified for. You are likely to find it in terms&conditions of your credit card, or ask the customer service for explanation. Besides, you are welcome to read a number of articles on balance transfers and look through balance transfer credit cards. Hope, this will help you!

Best,
Manager of Immediate Credit Card Care Service
Date:
December 18, 2006, 6:44 am
Credit card expertWhat kind of credit card should I apply for with a past bankruptcy and a current 670 score?
Answer:
It depends on how many years have passed since you filed for bancruptcy. If less than 7 years have passed, bancruptcy record is still on your credit report, and you will be approved of no better than bad credit card offers. If 7 years have already passed, you can apply for a credit card according to your current credit score which corresponds to good credit history, so you can get good credit cards.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 18, 2006, 6:34 am
Credit card expertHOW CAN I REBUILD MY CREDIT IF I HAVE BAD CREDIT
Answer:
To rebuild your credit, you should follow several rules. You should always be accurate in payments, never missing them and making more than a minimum payment. Second, you should apply for bad credit cards, that is only for credit card for which you are eligible, to avoid denials. After your score gets higher, better credit cards will be available for you. You are recommended to hold several concurrent credit cards to increase you score, but only if you are able to pay them off. A one more thing - never close unnecessary credit accounts before expiration date - if you don't use them, it's better to wait until they expire on their own.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 18, 2006, 6:28 am
Credit card experthow can my 17 year old get a credit card she have a job and can pay the bill because i have no credit
Answer:
Unfortunately, one is not eligible for a credit card until the age of 18. After that one has a right to start building credit score. The first step is to get a bank account, that will enable you to get a secured credit card. A secured credit card requires collateral in the form of bank deposit, it covers the risks instead of very high charges. With a secured credit card you can get a credit limit equal to the bank deposit, but you still have to pay interest. If you fail to make accurate payments, you collateral will be used for payments by the bank itself. But if you pay on time, your money will remain untouched.

Best,
Manager of Immediate Credit Card Care Service
Date:
December 18, 2006, 6:17 am
Credit card experti want a sbi credit card how to apply
Answer:
Unfortunately, we do not carry credit cards of this bank. If you are not US resident, you should apply to the local branch of this bank to get a credit card; if you have US social security number, you can go to the official US web-site of the bank and apply for a credit card there. We can also suggest you to visit our site to estimate our best credit card offers. Maybe, you will choose something appropriate for your needs.

Best,
Manager of Immediate Credit Card Care Service
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