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Credit Tips Center

Most of the best things in life are for free. Visit our "Credit Tips Center" to get a free answer to your questions about credit cards.

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Discover® Open Road Card
Platinum Delta SkyMiles® Credit Card

American Express
Platinum Delta SkyMiles® Credit Card

Apply Online

Card Highlights:

Card Category:

Consumer

Card Type:

Unsecured

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
Miles No Cash No Points No Charity
Miles Cash Points Charity

About Credit Card:

  • 9.99% APR on Balance Transfer for the first 12 months.
  • Earn 20,000 bonus miles with first purchase.
  • 2,500 bonus miles for adding an additional cardmember.
  • Earn one mile for every dollar on other eligible purchases.
  • Miles never expire and there is no cap on the miles you can earn.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

13.99%

Default APR:

see terms

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

9.99%

Introductory Period:

12 months

Ongoing APR:

13.99%

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

$017

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$15093

Penalty Fees:

Late Payment Fee:

see terms

17 There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.
93 $150 per year; or $95 if you are a qualified American Express Cardmember.
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