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Centennial Gold MasterCard®/Visa
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Credit Tips Center

Most of the best things in life are for free. Visit our "Credit Tips Center" to get a free answer to your questions about credit cards.

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Preferred Rewards Gold Card

American Express
Preferred Rewards Gold Card

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Card Highlights:

Card Category:

Consumer

Card Type:

Charge

Required Credit Rating:

Excellent / Good

Issuing Country:

United States

Available Rewards:

For explanation of each icon
click here
No Miles No Cash Points No Charity
Miles Cash Points Charity

About Credit Card:

  • Earn 10,000 Membership Rewards® bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
  • Gold Card Events.
  • No Pre-set Spending Limit.
  • Global Assist® Hotline and many more benefits included.

Credit Card Rates

Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

see terms

Minimum Grace Period:

see terms

Minimum Finance
Charge:

see terms
Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms
Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

see terms

Default APR:

see terms

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit Card Transaction Fees

Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a
Cash Advance Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a
Foreign Exchange Fees:

Minimum:

see terms

Fee Rate:

see terms

Maximum:

see terms

Credit Card Other Fees

Initial Fees:

Setup Fee:

$0
Maintenance Fees:

Annual Fee:

$056
Penalty Fees:

Late Payment Fee:

see terms
56 Fee-free for the first year, then $125.
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